Should I pay for ID theft protection?

Ben O20 asked:


I bank with Lloyds TSB and they offer a service called http://www.privacyguard.co.uk/ to protect you against ID theft. It costs £6.99 a month and was after some advice on if it’s worth it. Should banks not cover this by default? I’m pretty cautious with post/emails and what web sites I visit, I shred my post but I know people that have had ID theft and still concerned it could happen to me?

Catherine
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3 Responses to Should I pay for ID theft protection?

  1. car253 says:

    George

    Yes. It is a good idea.

  2. tro says:

    Judith

    probably a good idea

  3. Shred Guy says:

    Chester

    It is a tremendous waste of money. They cover very little when you look at the fine print.