Jul
13
Why You Need Identity Theft Protection
Filed Under Legal
Jon Arnold asked:
Why do you need protection from identity theft? If you understand how easy it is for someone to steal your identity then you will have no doubt in your mind why you need identity theft protection.
You see, for someone with ill intentions getting a hold of just a small amount of information can be damaging to you. Such items of information are your name, address and your date of birth as well as your telephone number, and of course the “big mama” piece of information, your Social Security number. This type of information is found daily by going through your trash or obtaining the information from you. You should also keep in mind that statistics have shown that at least half of the victims of identity theft knew the person who stole their identity. Therefore, it is in your best interests to keep an eye out on your identity if someone holds some type of resentment against you as well as anyone who seems a bit nosy for getting personal information from you, and you should never trust your personal information to anyone you know is an addict of any kind.
Keeping your eye on your mailbox is also a wise idea, concerning the information that comes daily through the mail. In addition, you should never leave any important information in your glove box of your car, or if you do, always keep it locked. You might also keep in mind that most identity thieves have no problem with dumpster diving, and obtaining your information from your trash.
It should be understood that the best protection is prevention; therefore, you should always question why anyone wants your personal information and whom you choose to give this information. Keep your wallet and purse safe; protect your information by using safes or safety deposit boxes. If you do find yourself a victim of identity theft, you should immediately put a freeze on all your accounts while getting in touch with the credit bureaus to establish a fraud alert. Contact your local law enforcement department and fill out a report.
When disposing of any important papers they should always be shredded. Some people even go as far as cross shredding these materials making them even harder for someone to tape back together. It may take some time to do, but it is a good idea in the end, you may also choose to have your bills sent to you via email rather than by paper mail.
When it comes to passwords, it will serve you well to memorize these numbers rather than writing them down for someone to find later and use against you. While this may be time consuming and a real brain work out, in the long run it will protect you well. When you use your information online, it is also in your best interests to use websites that feature a secure server. This means that no one is able to access your information for other reasons than the merchant for your single purchase.
Briefly, it is so much easier than most honest people even realize, for someone to commit identity theft in their names. Usually this is something that never even crosses their minds, until the dreaded day they find themselves holding the short end of the stick while trying to straighten up a big mess that could have been avoided. If only they had educated themselves on identity theft as well as the many different ways that are available to protect themselves.
There are various companies out there offering identity theft insurance, where the CEO of one of those companies actually posted his Social Security number on the front page of their web site! When you consider the amount of personal time you will need to spend to straighten out a huge mess if you find yourself a victim of identity theft, the cost of insurance may be something for you to seriously consider.
Duane
Why do you need protection from identity theft? If you understand how easy it is for someone to steal your identity then you will have no doubt in your mind why you need identity theft protection.
You see, for someone with ill intentions getting a hold of just a small amount of information can be damaging to you. Such items of information are your name, address and your date of birth as well as your telephone number, and of course the “big mama” piece of information, your Social Security number. This type of information is found daily by going through your trash or obtaining the information from you. You should also keep in mind that statistics have shown that at least half of the victims of identity theft knew the person who stole their identity. Therefore, it is in your best interests to keep an eye out on your identity if someone holds some type of resentment against you as well as anyone who seems a bit nosy for getting personal information from you, and you should never trust your personal information to anyone you know is an addict of any kind.
Keeping your eye on your mailbox is also a wise idea, concerning the information that comes daily through the mail. In addition, you should never leave any important information in your glove box of your car, or if you do, always keep it locked. You might also keep in mind that most identity thieves have no problem with dumpster diving, and obtaining your information from your trash.
It should be understood that the best protection is prevention; therefore, you should always question why anyone wants your personal information and whom you choose to give this information. Keep your wallet and purse safe; protect your information by using safes or safety deposit boxes. If you do find yourself a victim of identity theft, you should immediately put a freeze on all your accounts while getting in touch with the credit bureaus to establish a fraud alert. Contact your local law enforcement department and fill out a report.
When disposing of any important papers they should always be shredded. Some people even go as far as cross shredding these materials making them even harder for someone to tape back together. It may take some time to do, but it is a good idea in the end, you may also choose to have your bills sent to you via email rather than by paper mail.
When it comes to passwords, it will serve you well to memorize these numbers rather than writing them down for someone to find later and use against you. While this may be time consuming and a real brain work out, in the long run it will protect you well. When you use your information online, it is also in your best interests to use websites that feature a secure server. This means that no one is able to access your information for other reasons than the merchant for your single purchase.
Briefly, it is so much easier than most honest people even realize, for someone to commit identity theft in their names. Usually this is something that never even crosses their minds, until the dreaded day they find themselves holding the short end of the stick while trying to straighten up a big mess that could have been avoided. If only they had educated themselves on identity theft as well as the many different ways that are available to protect themselves.
There are various companies out there offering identity theft insurance, where the CEO of one of those companies actually posted his Social Security number on the front page of their web site! When you consider the amount of personal time you will need to spend to straighten out a huge mess if you find yourself a victim of identity theft, the cost of insurance may be something for you to seriously consider.
Duane
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